As the end of the semester rolls around, a lot of people start have a $0 balance on their Jacket Express Card-our college's meal plan and it is basically a debit card but you can spend it on more than food. Dangerous. I know. With that being said, from time to time, you go to check out at the dining halls and the person in front of you is standing there and the check-out lady is saying, "Your card is reading insufficient funds." You are standing there with your food in hands, stomach growling and annoyed. This is where a I stepped in.
I saw the look on this girl's face. She was a freshman and thought that once you ran out of money on your card, it switched from a debit card to a credit card and you could spend as much money on it as you wanted. WRONG. Instead of having her stand there and figure out what to do, I just offered to pay for her lunch. I have no clue who this girl was or what her situation, but she needed lunch. I swiped it on my card, which for once I have a surplus---Mom, you should be proud. :)
So if you see an opportunity to give someone $.10 at the check-out counter or see someone short on cash and you have the means to help, give it a try. I felt great afterwards!
Cost: $10 (The girl did have a slightly expensive lunch, haha)
Time: Saved me 5 minutes